Tips for using HMOs and essential facts
HMOs (health maintenance organizations) have a penetration rate of 34.5% in Massachusetts, the fourth highest in the United States, according to the Kaiser Family Foundation. Here at SkinCare Physicians, 43% of our patients are covered by an HMO insurance plan. This post explains the common characteristics of HMOs and offers valuable tips to ensure a worry-free visit at your specialist office. What HMOs have in common There are several different types of HMOs, but they all share the following few characteristics: The role of the primary care physician (PCP): Members select a primary care physician (PCP) to coordinate all of … Continue reading